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How to improve credit scores?

Imagine your credit card talk with you and view your balance, while doubling as a prize card. Well, your imagination will soon turn into a reality.

Dynamics Inc is developing these cards - should be introduced in the U.S. later this year - who are very thin and microprocessors that run on batteries that can last up to three years

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However, credit cards only see the personal information after a security code is entered.

Citibank issued the new card 2G, which has a magnetic strip on the front panel and programmable keys for users to choose to use it as a credit card or simply to enjoy the award, the 'Daily Mail' reported.

trial is currently underway and, if successful, could roll out across the country.

Mastercard has also just released a paper that has a small LCD screen that displays a code for a time that the customer can use to make a purchase online. It means even if the details of someone's credit card stolen, it will be useless without buy anything with the code once.

Jeff Mullen, the CEO of Dynamics Inc., which is working on several other high-tech cards, explained that the end of the magnetic stripe has been mooted for years, but is still the dominant payment system in the world.

He said: "magnetic stripe readers are placed in more places than ever before - such as vending machines, kiosks, cinemas and taxi download songs

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" Even in Japan, where the infrastructure is in place and telephones (which can make the payments) were distributed to seven years, the volume of mobile payments is significantly less than a penny per share of transactions.

"European chip card includes only 10% of cards in the world."

banks, phone operators, Google and Apple are also working on mobile payment systems that rely on short-range wireless technology that allows electronic devices to transmit encrypted data.

"While mobile payments is the future, you're not going to move all the phones during the magic night. So these are the innovative step, rather than jumping innovations.

" Some are very much needed, and some are probably will not make it, "Todd Ablowitz, president of Double Diamond Group, a consultancy on technology strategy payments and products was quoted by British newspaper, says the 'Credit Card. com '